I recently took a thread off course with a discussion about the merits of paying with a USPS money order versus PayPal from a buyer's perspective. My point was that I understand why sellers sometimes don't like it: fees and possibilities of buyer fraud. But from a buyer's perspective, it's better than sending a MO.
I noted that PayPal saves you the time and expense of buying and mailing MOs. That you don't have to constantly talk people into accepting them and you get your stuff quicker. Finally, you have some possibility of recourse if someone didn't ship your item.
I got back a few responses before an admin rightly put the thread back on track from my tangent. I got comments that people don't want to use PayPal to purchase things because PayPal can freeze your account balance for no apparent reason and because PayPal disputes won't always get your money back.
But how is a USPS money order any better? As long as you don't keep funds in your account, and just draft them from your bank account as necessary, then it doesn't matter if PayPal freezes your account. And while a PayPal dispute might not get your money back, some possibility of recourse is better than no recourse if the seller absconds with your MO. Plus, if the MO is lost in the mail, isn't everybody screwed?
Anyway, feel free to post your thoughts. Maybe there's some advantage to a USPS money order that I'm not considering...